LASIK Financing is chosen by a large number of patients who desire LASIK but cannot afford to undergo the LASIK procedure without the option of LASIK financing. LASIK surgery will typically cost between $2,000 and $3,000 per eye. The total cost would therefore be at least $4,000 and likely $5,000 or more. This cost is not easily absorbed without LASIK financing.
Generally plastic surgery, cosmetic surgery, and other elective (optional, voluntary) types of surgery are not covered by health insurance. It is rare for a company to cover an elective surgery procedure. This is where LASIK financing comes in. LASIK financing allows LASIK patients to afford a treatment that otherwise they would not be able to afford on their own.
Because LASIK is considered to be an elective surgery, LASIK financing can also be used by people who do not have health insurance, or whose health insurance does not cover certain compulsory procedures.
The cost of all elective procedures varies greatly depending on where you live. LASIK surgery is more expensive in areas with fewer LASIK surgeons and less expensive in areas with a greater number of LASIK surgeons due to competition. LASIK also tends to be more expensive if the area has a higher cost of living and less where the cost of living is lower. Generally an experienced surgeon with a large patient base can charge more than a newer LASK surgeon. The average prices for today’s most popular elective surgeries can vary greatly as can the prices of LASIK surgery.
Here are some of the more popular methods of LASIK financing. Most LASIK centers will have methods of financing LASIK and LASIK patients can sometimes finance LASIK through the LASIK center or through a financing plan used by the LASIK center.
Capitol One LASIK Financing
No Obligation
Capitol One allows you to apply for your free, no obligation customized loan proposal. You are under no obligation to accept a LASIK financing loan offer that is presented to you from Capitol One.
14-Day Guarantee (No fees, no charges if money returned within two weeks)
If for any reason you change your mind after you take out your LASIK Financing loan, you can return the amount you borrowed within fourteen days, and there will be no fees and no charges.
No Penalty for Early Pay Off (Prepayment)
You can pay off your personal loan anytime with no fees.
Capital One® Healthcare FinanceSM can help you afford LASIK and other procedures that let you see the world in a whole new way. Use Capital One Healthcare Finance to pay for elective procedures such as LASIK eye surgery, costing anywhere from $995 to $25,000.
Capitol One LASIK Financing Plans offers installment loans with low, fixed rates from 1.9% APR to 23.9% APR*, or interest-free loans** for 3, 6, 12, or 18 months to qualified applicants. Either way, you’ll be able to find an option designed to fit within your budget.
LASIK Financing from Capitol One offers flexible terms. You can set up a payment schedule from three months to five years.
This LASIK Financing helps make high quality vision care a reality that is available immediately.
LASIK Financing through Capitol One.
* Fixed rates starting at 1.9%APR*
* Low monthly payments that never change
* Terms up to 60 months
* No prepayment penalty
* No hassle application and online decision in minutes
* Interest-free options available**
LASIK Financing through Care Credit
CareCredit is a flexible patient/client payment program, specifically designed for LASIK eye surgery and other healthcare expenses. This makes it easier for LASK patients to get the treatment or procedures they want and/or need. CareCredit is ideal for co-payments, deductibles, treatment and procedures not covered by insurance, and can be used at over 45,000 practices nationwide.
How can CareCredit help LASIK patients get the treatment or procedure that they want?
CareCredit lets you begin your treatment or procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget.
What type of payment plans and LASIK financing plans does Care Credit offer?
CareCredit offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 to over $25,000. Please note: All plans may not be available at all healthcare providers. To find out which plans are available in your provider’s practice, be sure to speak with the Office Manager or Financial Coordinator.
No Interest Payment Plans for LASIK Financing
* 3, 6, 12, & 18 month plan options
* No interest if the balance is paid within the specified time period
* Low minimum monthly payments
Extended Payment Plans for longer term LASIK financing
* 24, 36, & 48 month plan options
* For treatment fees from $1,000 to over $25,000
* 9.90% interest rate
With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply.
Please note: All plans may not be available at all LASIK surgery providers. To find out which plans are available in your provider’s practice, be sure to speak with the Office Manager or Financial Coordinator.
For more information on LASIK, see KnowLASIK. |
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